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Q: What if I don't have direct deposit?
- We unfortunately cannot provide a payday loan
without direct deposit. Please speak to your employer
about setting up direct deposit to your bank. |
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Q: How much money can I be approved for?
- You can borrow up to $500 until your next payday
(based on your take home pay). |
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Q: How long do I have before I have to repay the
loan?
- All of our loans can be out for a maximum of 18
days, and the repayment date is always set on your
pay date through direct deposit. |
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Q: When I am applying for a payday loan, do I have
to sign anything?
- Yes, we require your authorization so that we
can deposit your loan and withdraw your payment
from your bank account. |
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Q: How fast can I get my money?
- Once we received your application, someone will
call you back within the next 30 minutes to process
your loan. If approved, money will be transferred
into your account overnight and usually is available
the next business day. |
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Q: I don't live in Canada or the USA, can I still
apply?
- Unfortunately, at this time, we only accept applicants
from the United States and Canada; However, we are
taking steps to service other countries in the near
future. |
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Q: What can I use my payday loan for?
- Use your money for whatever purpose you wish.
If you have some bills due, something you need to
buy, or just want to have some fun! Your loan is
for you to use as you wish. |
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Q: What if I have bad credit, or no credit at all?
- We unfortunately can not provide a payday loan
without direct deposit. Please speak to your employer
about setting up direct deposit to your bank. |
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Q: If I have a savings account with direct deposit
can I get a payday loan?
- Yes, it doesn't matter whether you have a checking
or a savings account, as long as you have direct
deposit. |
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Q: What types of fees are involved?
- Our fees are very competitive and in fact are
lower than many other on-line payday loan providers. |
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